Legal regulation of payment systems in Ukraine: current situation and the prospects for development

Taras  Protsenko; Yevhen  Sobol; Pylyp  Yerpyntsev; Viktor  Koshchynets; Anna-Maria  Anheleniuk

doi:10.46398/cuestpol.3969.28

Taras Protsenko State Research Institute of the Ministry of Internal Affairs of Ukraine https://orcid.org/0000-0003-0611-5258
Yevhen Sobol Volodymyr Vynnychenko Central Ukrainian State Pedagogical University https://orcid.org/0000-0002-0804-8354
Pylyp Yerpyntsev Donetsk Law Institute Yeprintsev Philip Serhijovich https://orcid.org/0000-0002-9790-9565
Viktor Koshchynets National Academy of Internal Affairs https://orcid.org/0000-0002-3694-4586
Anna-Maria Anheleniuk Ministry of the State Research Institute of the Ministry of Internal Affairs of Ukraine https://orcid.org/0000-0001-5947-5105

DOI: https://doi.org/10.46398/cuestpol.3969.28

Palabras clave: sistemas de pago, servicios de pago, legislación de pagos, directivas de pago, pagos no monetarios

Resumen

El propósito del artículo es considerar las principales regulaciones internacionales sobre la introducción y operación de sistemas de pago en Europa, así como la legislación nacional que prevé el desarrollo de sistemas de pago en Ucrania. La metodología de investigación incluye los siguientes métodos legales generales y especiales: axiológico, histórico y legal, formal y lógico, comparativo y legal, así como los métodos de análisis y síntesis, inducción y deducción, resumen. Se analizan las principales regulaciones internacionales sobre la formación y funcionamiento de sistemas de pago en los países europeos, que se convirtieron en la base para el desarrollo de la legislación pertinente de Ucrania en esta área. Se consideran los actos jurídicos que actualmente regulan este tema así como se examinan los Anteproyectos de Ley dirigidos a resolver las problemáticas existentes en el mercado de los sistemas de pago. Se establece la dinámica positiva del desarrollo de la legislación de pagos de Ucrania de acuerdo con las necesidades del mercado y los cambios en los hábitos de pago de la población. A modo de conclusión se hace hincapié en la necesidad de que el Banco Nacional de Ucrania adopte nuevas medidas para armonizar la legislación nacional con la normativa europea.

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Biografía del autor/a

Taras Protsenko, State Research Institute of the Ministry of Internal Affairs of Ukraine

Doctor of Juridical Sciences, Professor, Chief Researcher of the Research Laboratory of Criminological Research and Problems of Crime Prevention of the State Research Institute of the Ministry of Internal Affairs of Ukraine, Ukraine.

Yevhen Sobol, Volodymyr Vynnychenko Central Ukrainian State Pedagogical University

Doctor of Law, Professor, Head of the Department of State Legal Disciplines and Administrative Law of Volodymyr Vynnychenko Central Ukrainian State Pedagogical University, Ukraine.

Pylyp Yerpyntsev, Donetsk Law Institute Yeprintsev Philip Serhijovich

Vice-principal of Donetsk Law Institute Yeprintsev Philip Serhijovich, Candidate of Law

Viktor Koshchynets, National Academy of Internal Affairs

Doctor of Law, Associate Professor, Professor of the Department of Legal Psychology of the National Academy of Internal Affairs, Ukraine.

Anna-Maria Anheleniuk, Ministry of the State Research Institute of the Ministry of Internal Affairs of Ukraine

PhD in Law, Researcher of the 3rd NDV NDL on the problems of legal and organizational support activities for the Ministry of the State Research Institute of the Ministry of Internal Affairs of Ukraine.

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